Standard Life’s Low-Risk Investment Options

Thu Oct 26 2023

Societe Generale (indicative rates as at 23 October 2023)

Fixed term Interest rate Gross return at maturity
2 years 3.41% AER* 6.94%
3 years 3.83% AER* 11.94%
4 years 3.96% AER* 16.81%
5 years 4.10% AER* 22.25%

*AER – Annual Equivalent Return
The minimum investment amount is €250,000 and they’re available to new and existing customers on all Synergy Products including Synergy PRSA.

Barclays Structured Deposits
3 Years – Minimum return of 11.68% (3.75% CAR^)
5 Years – Minimum return of 20.21% (3.75% CAR^)
The minimum investment amount is €100,000 and they’re available across all Synergy products except Synergy PRSA and Synergy Executive Pensions. Closing date is 30 November 2023 but may close earlier if oversubscribed.
^CAR – Compound Annual Rate

Full details available here.

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