Standard Life’s Low-Risk Investment Options
Thu Oct 26 2023
Societe Generale (indicative rates as at 23 October 2023)
| Fixed term | Interest rate | Gross return at maturity |
| 2 years | 3.41% AER* | 6.94% |
| 3 years | 3.83% AER* | 11.94% |
| 4 years | 3.96% AER* | 16.81% |
| 5 years | 4.10% AER* | 22.25% |
*AER – Annual Equivalent Return
The minimum investment amount is €250,000 and they’re available to new and existing customers on all Synergy Products including Synergy PRSA.
Barclays Structured Deposits
3 Years – Minimum return of 11.68% (3.75% CAR^)
5 Years – Minimum return of 20.21% (3.75% CAR^)
The minimum investment amount is €100,000 and they’re available across all Synergy products except Synergy PRSA and Synergy Executive Pensions. Closing date is 30 November 2023 but may close earlier if oversubscribed.
^CAR – Compound Annual Rate
Full details available here.
