Proposition Department Grows at Royal London

Mon May 14 2018

Leading protection specialist Royal London has recently further developed its Proposition Department to continue to build upon its market-leading product development capabilities for Financial Brokers and your clients. Headed by Joe Charles, Head of Proposition, the department in Royal London is made up of actuarial, product development and marketing specialists.

Speaking about the role of the Proposition Department Joe commented, “Our main focus is to create truly market-leading products which provide real value for you, Financial Brokers, and great cover for your clients. To achieve this we require a deep understanding of consumers’ financial needs. Through our own analysis and research as well as listening very closely to your feedback and views, over the last 12 months we have refreshed all of our product lines. The response to these enhancements has been very positive indeed, with substantial new business and market share growth, and we really appreciate your continued and growing recommendation of our product offerings.”

Since the Proposition Department was established in September 2016, Royal London has recruited for a number of new roles within it, including three key new lead positions, adding to the already strong talent pool in the area. Most recently, two very experienced professionals have been appointed. Julie McCarthy was announced as Actuarial Lead in January and in Q4 last year Barry McCutcheon was appointed Proposition Lead, both joining Royal London from Aviva. They will work with Joe, Marketing Lead Sara Murphy and the wider Royal London Proposition team.

In April Royal London reported another year of strong new business growth results in Ireland with APE up 12% on 2016 and present value of new business premiums (PVNBP)* up 33% on 2016.

Joe finished by saying, “We recently published our Group full year results which clearly showed that, thanks to your support, Royal London Ireland had an outstanding year in 2017, exceeding the prior year and growing our Broker Protection market share to nearly 17%. We hope to continue this progress into the future.

“The strength and experience of the recent appointments to the Proposition team will only add to our existing very positive capabilities and our ability to provide great product solutions. Over the rest of the year we will remain focused on continually improving our product offerings for you and your clients. Most recently, the recent enhancements to our Mortgage Protection makes our cover the best available in the market. ** Looking to the future, you can expect us to see more developments and innovations like these from Royal London over the next 12 months.”

If you have any questions or queries feel free to contact the team:

  • Joe Charles –
  • Julie McCarthy –
  • Barry McCutcheon –
  • Sara Murphy –


Back left to right: Jody Davis (Actuary), Sara Murphy (Marketing Lead), Conor Conway (Marketing Executive), Joe Charles (Head of Proposition), Eamonn Rooney (Actuary), Brendan Curtis (Actuarial Analyst), Thomas Lynn (Actuarial Intern), Barry McCutcheon (Proposition Lead), Julie McCarthy (Actuarial Lead) and Amelia Walshe (Marketing Executive).

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