Weather Warning- Brokers Ireland Issues Consumer Advice
Tue Dec 15 2020
As Met Éireann issued wind warnings for much of the country, along with warnings of coastal flooding, Brokers Ireland advised motorists to be extra careful to protect themselves and other road users.
Cathie Shannon, Director of General Insurance Services at the organization, which represents 1,225 Broker firms, said there are particular distractions this time of year that can momentarily blind people to the risks.
“The Christmas shopping period, quite apart from the increased volume of traffic, can be frenetic and pose a risk to concentration levels on the road, so it’s advisable that motorists and other road users are alert to that and adopt a cautious attitude to protect themselves and other road users.
“This is particularly the case during inclement weather, as the risks are exacerbated,” she said.
“We would encourage motorists to apply maximum caution and be ever mindful of fellow road users, especially more vulnerable road users such as cyclists.”
She said motorists should slow down and leave more distance than usual between vehicles.
In the unfortunate event of being involved in a collision, it’s better to be prepared. After attending to any personal injuries and calling emergency services where required, she advised that motorists should record any damage caused on camera or video recorder, including positioning of all vehicles; exchange insurance details, which is obligatory, if another vehicle is involved, and contact your broker/insurer as soon as possible. Don’t begin any work without the approval of your insurance company but if you must, record before making any adjustments.
Ms Shannon said in the event of flooding buildings and contents insurance usually covers damage caused by flooding. If possible, don’t throw anything out before it is seen by an assessor. At the very least photograph it before disposal.
She said; “People need to be more alert than ever to the dangers posed by sudden changes in weather patterns, the evidence of climate change is now incontrovertible.
“February was the wettest February in over 50 years with 252pc of normal rain falling with 16 of Met Éireann’s core network of 25 stations recording their wettest February on record,” she concluded.